Commercial motor insurance protects your business vehicles from risks such as accidents, theft, or damage, ensuring your fleet stays operational and minimising financial losses.
Cover Details
Vehicle Damage: Covers repair costs or replacement of vehicles damaged in accidents or by other covered perils.
Third-Party Liability: Provides financial protection against claims for bodily injury or property damage caused by your vehicles.
Business Interruption: Covers loss of income due to vehicle downtime caused by covered incidents.
Cover Options
Vehicle Damage: Covers repair costs or replacement of vehicles damaged in accidents or by other covered perils.
Third-Party Liability: Provides financial protection against claims for bodily injury or property damage caused by your vehicles.
Business Interruption: Covers loss of income due to vehicle downtime caused by covered incidents.
Frequently Asked
Commercial motor insurance can cover a wide range of vehicles including cars, vans, trucks, and specialised vehicles used for business purposes.
Yes, certain types of coverage (like third-party liability) are mandatory in many jurisdictions, while comprehensive coverage is recommended for protecting your assets
Report the incident immediately to your insurer, gather necessary information from all parties involved, and document the damages for the insurance claim process.