Trades insurance provides specialized coverage for tradespeople, contractors, and artisans, protecting against risks such as property damage, bodily injury, and loss or damage to tools and equipment.
Cover Details
Public Liability: Protects against claims for bodily injury or property damage caused to third parties during business operations.
Tools and Equipment: Covers theft, loss, or damage to tools, machinery, and equipment essential for your trade.
Personal Accident: Provides financial support in case of accidental injury or disability while working.
Cover Options
Public Liability: Protects against claims for bodily injury or property damage caused to third parties during business operations.
Tools and Equipment: Covers theft, loss, or damage to tools, machinery, and equipment essential for your trade.
Personal Accident: Provides financial support in case of accidental injury or disability while working.
Frequently Asked
Trades insurance can cover a wide range of professions including electricians, plumbers, carpenters, painters, and landscapers, among others.
Yes, if you have clients or visitors to your home for business purposes, public liability insurance can protect you against claims for injuries or property damage.
Report the incident to the police and your insurer immediately. Provide documentation and receipts to support your insurance claim for repair or replacement.